What is an XRP wallet?

An XRP wallet is a digital tool for storing and sending Ripple (XRP). Based on the XRP Ledger, it features fast transfers (3-5 seconds) and low fees.

Why is 1 XRP required for activation?

The XRP Ledger requires a minimum of 1 XRP (base reserve) for wallet activation to prevent spam. This amount is locked while the wallet is active and cannot be withdrawn.

What is a Destination Tag?

A Destination Tag is a numeric identifier used when depositing XRP to an exchange. It helps the exchange identify which user's deposit it is. Omitting it may result in lost XRP.

Are Ripple and XRP the same thing?

Ripple is the company that develops the payment protocol, and XRP is the digital asset used on the XRP Ledger. They are commonly used interchangeably but are technically different concepts.

How do I check my XRP balance?

Enter your XRP address (starting with 'r') to check the real-time balance from the XRP Ledger. The available balance is the total balance minus the base reserve (1 XRP).

Ripple Wallet Generation - Create XRP Safe Wallet

Ripple Wallet Generation

Generate a secure XRP wallet with a BIP39 standard seed phrase

Mnemonic Seed Phrase

NEVER share this seed phrase with anyone.

Anyone with access to this seed phrase can steal all funds in the wallet.

XRP Address

Explorer →

Private Key

NEVER share this private key with anyone.

Anyone with access to this private key can steal all funds in the wallet.

Ripple Wallet Generation Guide

Ripple wallets generate 12 or 24 seed phrase (mnemonic) words following the BIP39 standard, and derive the private key and XRP address from them.

Make sure to store the generated seed phrase in a safe place. If you lose the seed phrase, you will permanently lose access to the XRP stored in the wallet.

Import Wallet → Check Balance →